Norcia Finance

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Insta Personal Loans
Take care of what's important!

- Lower Interest Rate
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Business Loans
An asset for your business!

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Home Loans
Easy loans for extraordinary living!

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Loan Against Property
Unlock the potential in your property!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

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Loan Against Property

Unlock potential in

your property

Loan Against Property (LAP) is a quick and simple answer for all your monetary necessities, including business development, working capital or personal vitalities. Loan Against Property can profit against your self-owned properties of both residential and commercial standards.

Loan against Property (LAP) is accessible to individuals who are in immediate need of funds for their business and individual requirements that can be taken by pledging the mortgage of their existing Property.

Norcia Finance also offers customized property loans to salaried and self-employed individuals. financing wedding expenses, child’s education, expanding your business or handling unforeseen medical emergencies.

Benefits of Loan Against Property

Some benefits of opting Norcia Loan Against Property service include:

Lower EMIs: Opt for a long repayment tenure of up to 20 years and you get to pay lower EMI amount each month.

→ Seamless and clear processing: You can check all kinds of charges and rates on your loan beforehand and calculate the EMIs for the entire period. With everything laid on the table at the time of processing itself and no hidden charges or surprises saved for later, you can plan the blueprint of your finances easily.

→ Low-Interest rates: We at Norcia Finance provides loan against property (LAP) at low rates, making repayment affordable.

→ Minimal prepayment charges: An individual availing property loan at floating interest rates enjoys part-payment and foreclosure facilities at nil charges.

Our Features

Quick
Easy
Flexible
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Low EMI

Long repayment tenures available

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Low Interest

Affordable interest rates

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No Hidden Charges

Plan your finances easily

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Low Charges

Minimum part-payment charges

How Much Do You Need?
₹50,000 ₹10,000,000
1 years50 years
Your repayments are per year.
Total to repay
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Apply Now for Loan Against Property

    MaleFemaleOther
    SalariedSelf-Employed
    Documentation for Loan Against Property
    • Identity Proof:–  PAN card, Aadhaar card, Voter ID, Passport or any other government ID.
    • Address Proof:- Aadhaar card, Voter ID, Passport, Ration card, Utility bill  or any other document issued by the government.
    • Income Proof:- Salary slip(latest)
    • Bank statement for the past three months in case of salaried person or six months in case of applicant being self-employed.
    • Income tax returns.
    • Documents of property to be mortgaged.
    •  
    Frequently Asked Questions

    Loan against Property is a secured loan availed against a commercial or residential property kept as collateral with the lender. As the funds come with no end usage restriction, borrowers can utilise the funds for various purposes such as business expansion, wedding, child’s education, etc.

    Norcia offers loans against property that come with a host of features and benefits, including:
    → Affordable high value loan
    → Disbursal in 72 hours*
    → Easy eligibility
    → Flexible tenor
    → Easy balance transfer facility
    → Doorstep service
    Following are some of the collateral variants lenders consider with their Mortgage Loan product types:
    → Self-occupied residential property, including house, apartment, flat, etc.
    → Rented residential properties are also accepted as Property Loan types.
    → A plot of land under your ownership is accepted as one of the Home Mortgage Loan types.
    → Commercial property such as an office building, shops, malls, complexes, etc.

    When taking a Loan against a Property, it is essential to ensure the property is being mortgaged. The insurance cover should cover damages caused by fire and such calamities and must be valid throughout the loan tenure.

    Every borrower has to submit proof of the insurance policy annually or when needed. The reason why you need a home mortgage loan insurance policy is the approval of your application. You can also enjoy the benefit of loan mortgage insurance tax-deductible.

    Testimonials

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    Happy customers