Norcia Finance

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Insta Personal Loans
Take care of what's important!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

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Business Loans
An asset for your business!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

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Home Loans
Easy loans for extraordinary living!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

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Loan Against Property
Unlock the potential in your property!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

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Credit Cards
Unlock privileges that complement your lifestyle!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

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Credit Improvement Services
Financial freedom to help you realise your dreams!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

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Credit Card

Unlock Privileges that

Complement your Lifestyle

Credit cards are an essential financial tool that enables its holders to make purchases and have the luxury of paying back the amount later. It  gives you a line of credit and you can use this to make balance transfers, all kinds of purchases, and cash advances. 

Want to fulfill your Wishlist? From luxury travel cards, moneyback cards, reward cards to lifestyle and shopping cards, you can choose the best Credit Card that is perfectly suited for your needs. Get cashbacks, exciting offers and various other benefits on your transactions. Choose from a variety of Norcia Finance’s Credit Cards to suit your own need.

Steps for applying for a card with Norcia Finance
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Apply Now for Credit Card

    MaleFemaleOther
    SalariedSelf-Employed
    Documentation for Credit Card

    For Salaried employee:

    • 2 photographs of the applicant in passport size.
    • ITR records from the last two years.
    • Proof of identity such as the applicant’s Passport/ PAN Card/ Voter ID/ Driving License
    • Proof of Residential Address such as Registered Rent Agreement/ Leave and License/ Utility Bill of at least three months/ Passport.
    • Proof of Income such as last six months’ salary slip, Form 16 of two years, Bank statement of previous six months (that reflects salary is credited or EMI is debited).

    For Self-Employed:

    • 2 photographs of the applicant in passport size.
    • Proof of identity such as the applicant’s Passport/ PAN Card/ Voter ID/ Driving License.
    • Proof of Residential Address such as Registered Rent Agreement/ Leave and License/ Utility Bill of at least three months/ Passport.
    • Proof of Business like GST/ Service Tax Registration/ company’s incorporation details/ Address proof of the business/ accounts and balance sheets showing profit and loss statements which have been certified by a CA/ the proof of the business’ existence/ a copy of the partnership deed and business profile.

    Eligibility to apply for Credit Card

    • The applicant can either be salaried or self-employed.
    • Applicant should be in the age group between 21 years to 60 years if salaried or between 21 years to 65 years if self-employed.
    • Should have a stable income.
    • Applicant should submit income proof, address proof, business proof, and Photo ID.
    • Credit score should be above 750.

    Axis Bank

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    Axis Bank

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    Axis Bank

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    SBI Card

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    SBI CARD

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    SBI CARD

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    Citibank

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    CITIBANK

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    CITIBANK

    MY Zone Credit Card

    Joining Fees

    ₹500 +GST

    B Score

    5

    Approval Chances

    Most Likely

    Frequently Asked Questions

    → You can change the address by sending an e-mail to the us.

    Follow these steps in case of loss or theft of card:
    → Call customer care service and report the loss of card. It is a 24X7 facility.
    → Visit our website and report the missing card.
    You can report unknown Credit Card transaction ‘not done by you’ by calling customer care number:
    Keep the following details handy before reporting unauthorised transactions.
    → 16 digit Credit card number.
    → Type / nature of transaction.
    → Date of transaction.
    → Transaction amount.
    Your Credit Card empowers you to raise a quick loan against your Credit Card limit without any hassle. Thus your card makes you credit-ready in case of financial emergency or cash lapse situations. You can use any of the following loan facilities:
    →  Insta Loan: It is an instant loan that is credited to your bank account within a few seconds.
    → Balance Transfer on EMI: Your card facilitates to transfer your card balance at attractive rate of interest. You can opt for low EMIs without any hassle of documentation. It is a quick and easy method to clear your outstanding card amount, through a BT to your Credit Card.
    → Smart EMI: With Smart EMI, you can conveniently turn your card purchase into easy EMIs.

    → To redeem your earned rewards points either download the ‘Rewards Redemption Form’ our website & send it by post.

    → Yes. Reward points on your card expire. The points are valid for 2 years only. Premium  Credit Cards offers an extended validity of 3 years.

    Testimonials

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    Happy customers