Norcia Finance

logo_norcia-finance-01
Slide
Insta Personal Loans
Take care of what's important!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

Slide
Business Loans
An asset for your business!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

Slide
Home Loans
Easy loans for extraordinary living!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

Slide
Loan Against Property
Unlock the potential in your property!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

Slide
Credit Cards
Unlock privileges that complement your lifestyle!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

Slide
Credit Improvement Services
Financial freedom to help you realise your dreams!

- Lower Interest Rate
- Flexible Tenure
- Minimum Documentation
- Approval in 5 minutes

PlayPause
previous arrow
next arrow

Business Loan

An Asset for your

Business Funding Needs

A business loan from Norcia Finance is basically a borrowed amount of capital that is used for an investment in a new or existing business set up. Whether small or medium-sized enterprises (SMEs) or large businesses, it is absolutely important to understand how these loans work.

From the people involved, the formalities, benefits, to the risks, terms and conditions – all the aspects require your utmost attention before you proceed to take a loan. Proceed and learn about them below with us!

Our Features

Quick
Easy
Flexible
icons_features_fair-interest-rates

Fair Interest Rates

Interest rates that help your business grow

icons_features_extended-loan-tenure

Flexible Loan Tenures

Hassle-free extensions

icons_features_no-hidden-cost

No Hidden Cost

We value your hard-earned money

icons_features_flexible-repayments

Flexible Repayments

Borrow as per your convenience

How Much Do You Need?
₹50,000 ₹10,000,000
1 years50 years
Your repayments are per year.
Total to repay
Loading
Apply Now for a Business Loan

    MaleFemaleOther
    SalariedSelf-Employed
    Documentation for Business Loan
    • Photo Identity Proof :- A duly filled business loan application with passport size photographs affixed, and a copy of your driving licenses/passport/Aadhar card/Voter ID.
    • Business Proof :- A copy of your ownership papers, Establishment/ Trade License/Sales Tax Certificate, and a certified copy of Partnership Deed agreement or Sole Proprietorship declaration.
    • Income Proof :- ITRs and computation for the last two years, balance sheet (audited by a registered CA), and P/L Profit/Loss statement for the past two years.
    • Bank Statements :- A copy of company’s certified bank statements for the past six months.
    • KYC Documents :- A copy of your PAN Card, Registration of Incorporation, and Memorandum & Articles of Association documents.
    Frequently Asked Questions

    → A business loan is a loan taken for investments in a business set up. It is essentially borrowing money for a set purpose and entails repayment with a fixed interest rate.

    → You can apply for a business loan on Norcia Finance online. Apply Now!

    → You can use the Norcia Finance EMI Calculator to determine your monthly installments. 

    → An established business that has been in operations for more than 1+ years

    → A minimum turnover of ₹ 90,000 or more in the 3 months preceding your loan application.

    → The business should not fall under the blacklisted/excluded list for SBA finance

    → The physical location of your enterprises should not be in the negative location list.

    → Trusts, NGOs, and charitable institutions are not eligible for small business loans.

    → If you are not sure if your business falls under a restricted category or location, you can contact us to confirm your eligibility. Contact Us

    → A minimum of INR 90,000 or more in the 3 preceding months makes your business eligible for a business loan at Norcia Finance.

    → Businesses that have been operational for the past 1+ years have a turnover greater than INR 90 thousand are eligible for a loan at Norcia Finance.

    → No, Norcia Finance does not charge you any amount to disburse a Business Loan, whatsoever.

    → All business loans under Norcia Finance do not require collateral and hence are unsecured.

    → Yes, here you can take advantage of Norcia Finance’s Credit Rectification and Improvement Services. Which helps you to improve your credit score with a customer centric approach with a money back guarantee if you are not satisfied with.

    Testimonials

    0 +
    Years in service
    0 +
    Loan borrowings
    0 +
    Crore rupees disbursed
    0 +
    Happy customers